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Date Published: August 2025 The housing market, long considered one of the most stable wealth-building vehicles in the U.S., is now experiencing record-setting home price downturns in several regions. After years of soaring values driven by historically low interest rates, pandemic-era demand surges, and tight inventory, cracks are beginning to
Date Published: July 2025 A couple of years ago, I noticed a trend: most leadership candidates I talked to were in their late 50s or early 60s. Turns out, it wasn’t just anecdotal. According to a 2023 MGIC survey, 55% of loan originators have over 21 years of experience, and
Published: July 2025 In recent years, buying a first home has gone from a rite of passage to a growing financial challenge. Across the U.S., many aspiring homeowners—especially Millennials and Gen Z—are finding themselves priced out of the market. This isn’t just about high prices; it’s a full-blown first-time homebuyer
Published: July 2025 As a Homebuyer, how would you feel about your Realtor also being your Mortgage Loan Officer? Reviews are mixed but the industry is seeing an uptick in this trend as more lenders are supporting it, citing the ability to boost business and strengthen relationships. It doesn’t come
Published: July 2025 I recently came across an article titled “What to do when Someone Goes On the Defensive” and it caught my attention. Someone questioning a decision, your performance (especially if it’s a superior at the office or someone you admire) or asking why you did this or that
The mortgage industry is undergoing a significant transformation in 2025, with rising interest rates, regulatory shifts, and evolving consumer behavior pushing companies to consolidate and innovate. In this dynamic environment, acquisitions are becoming a strategic move for lenders, servicers, and fintechs aiming to grow market share, streamline operations, or enhance
Let’s face it…Hiring is tough! And the challenges of turnover, short-staffing, and bad hires are real. But what if the key to finding great people lies in the candidate experience itself? This journey, from initial job posting to the final offer, is more critical than ever. CareerPlug’s research shows a
Employers are now rolling out artificial intelligence simulating live, two-way screener calls using synthetic voices. AI interviews over video. Job candidates converse with an AI “recruiter” that asks follow-up questions, probes key skills, and delivers structured feedback to hiring managers. The idea is to make interviewing more efficient for companies
In last month’s edition, we discussed the exodus of Loan Officers in 2024, and that we’re seeing an uptick in hiring so far in 2025. We continue to see that trend, particularly at the Executive level. If you’re an Executive thinking about your next role, or have already started your
In an unexpected twist, baby boomers are now leading the charge in the U.S. housing market. According to the latest report from the National Association of Realtors (NAR), individuals between the ages of 60 and 78 have surpassed millennials to become the largest group of homebuyers in the country. Between
