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Date Published: March 2026 Few trends have reshaped housing demand as quickly as the rise of remote work. What began as a temporary pandemic shift has evolved into a lasting change in how — and where — Americans live. For the mortgage industry, this shift is influencing everything from homebuyer
Date Published: December 2025 A year ago, economists were fairly accurate in their predictions for 2025: 30-year mortgage rates remained above 6%, as expected, and home-price growth continued to slow. Forecasts for home-sale growth, however, were mixed—many experts were simply too optimistic. Depending on how the final weeks of December
Date Published: November 2025 If you’ve been feeling like everyone around you is a little more nervous about the future these days… you’re not imagining it. Lately, there’s been a noticeable shift in consumer sentiment, and it’s showing up most clearly among younger adults and lower-income households. Confidence in the
Date Published: October 2025 The Financial Services industry is doing what it does best – pivoting. After a pretty dismal 2024 in terms of growth and recruiting, I can’t help but think of Ross Gellar’s character in the infamous Friends episode when Ross and his buddies are trying to get
Date Published: August 2025 When you hear the phase Independent Mortgage Banker (IMB), you might think of them emerging in the last few decades. But here’s a surprise: IMBs have been around since the 1870s. That’s more than 150 years of navigating booms, busts and everything in between. And not only
Date Published: August 2025 A recent article in National Mortgage Professional isn’t mincing words. Instead of the usual verbiage of “Mortgage Lenders Might Want to Consider This or That”….: it instead calls out the industry for being woefully behind the times in Technology. We can confirm that in the recent
Date Published: August 2025 The housing market, long considered one of the most stable wealth-building vehicles in the U.S., is now experiencing record-setting home price downturns in several regions. After years of soaring values driven by historically low interest rates, pandemic-era demand surges, and tight inventory, cracks are beginning to
Date Published: July 2025 A couple of years ago, I noticed a trend: most leadership candidates I talked to were in their late 50s or early 60s. Turns out, it wasn’t just anecdotal. According to a 2023 MGIC survey, 55% of loan originators have over 21 years of experience, and
Published: July 2025 In recent years, buying a first home has gone from a rite of passage to a growing financial challenge. Across the U.S., many aspiring homeowners—especially Millennials and Gen Z—are finding themselves priced out of the market. This isn’t just about high prices; it’s a full-blown first-time homebuyer
Published: July 2025 As a Homebuyer, how would you feel about your Realtor also being your Mortgage Loan Officer? Reviews are mixed but the industry is seeing an uptick in this trend as more lenders are supporting it, citing the ability to boost business and strengthen relationships. It doesn’t come
