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Date Published: August 2026 There is something about the start of a new school year that always feels like a fresh beginning. New teachers, new classrooms, freshly sharpened pencils and, of course, the annual trip to stock up on everything from notebooks and backpacks to shoes and lunch boxes. But
Date Published: August 2026 Mortgages account for roughly 70% of all household debt balances in the U.S. For decades, conventional wisdom advised homeowners to clear their mortgage entirely before entering retirement. However, over the past three decades, a massive demographic shift has taken place: more older adults are carrying home loans into their
Date Published: August 2026 The most successful loan officers recognize that every question is an opportunity to either build confidence or create hesitation. When we replace “Do you understand?” with “Let’s explore this together,” we communicate something far more valuable than information—we communicate partnership. One of the greatest misconceptions in
Date Published: July2026 Many years ago, I was conducting a search for a Consumer Direct based Sales Executive. I knew who my Target audience was, it was simply a matter of connecting with those people, pitching the role and pitching our client company. The client was a well-established IMB with
Date Published: March 2026 Few trends have reshaped housing demand as quickly as the rise of remote work. What began as a temporary pandemic shift has evolved into a lasting change in how — and where — Americans live. For the mortgage industry, this shift is influencing everything from homebuyer
Date Published: December 2025 A year ago, economists were fairly accurate in their predictions for 2025: 30-year mortgage rates remained above 6%, as expected, and home-price growth continued to slow. Forecasts for home-sale growth, however, were mixed—many experts were simply too optimistic. Depending on how the final weeks of December
Date Published: November 2025 If you’ve been feeling like everyone around you is a little more nervous about the future these days… you’re not imagining it. Lately, there’s been a noticeable shift in consumer sentiment, and it’s showing up most clearly among younger adults and lower-income households. Confidence in the
Date Published: October 2025 The Financial Services industry is doing what it does best – pivoting. After a pretty dismal 2024 in terms of growth and recruiting, I can’t help but think of Ross Gellar’s character in the infamous Friends episode when Ross and his buddies are trying to get
Date Published: August 2025 When you hear the phase Independent Mortgage Banker (IMB), you might think of them emerging in the last few decades. But here’s a surprise: IMBs have been around since the 1870s. That’s more than 150 years of navigating booms, busts and everything in between. And not only
Date Published: August 2025 A recent article in National Mortgage Professional isn’t mincing words. Instead of the usual verbiage of “Mortgage Lenders Might Want to Consider This or That”….: it instead calls out the industry for being woefully behind the times in Technology. We can confirm that in the recent
