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The Death of “Debt-Free” Retirement

Date Published: August 2026 Mortgages account for roughly 70% of all household debt balances in the U.S. For decades, conventional wisdom advised homeowners to clear their mortgage entirely before entering retirement.  However, over the past three decades, a massive demographic shift has taken place: more older adults are carrying home loans into their

What the 2026 World Cup Taught Us About Investing for the 2028 Olympics

Date Published: July 2026 By now, most real estate investors have heard the excitement surrounding the 2028 Los Angeles Olympic Games. The assumption is understandable: millions of visitors, packed venues, and unprecedented demand for lodging must mean incredible opportunities for Airbnb and vacation rental owners. But before clients rush to

Is AI Responsible for Having to Replace your Executives?

Date Published: July 2026 A hiring manager at a New York City nonprofit thought they had found the ideal candidate. The applicant interviewed exceptionally well—confident, articulate, and seemingly well-qualified. But within weeks of joining the organization, it became clear the employee struggled with the very work she had been hired

The One Company I Couldn’t Recruit From

Date Published: July2026 Many years ago, I was conducting a search for a Consumer Direct based Sales Executive.  I knew who my Target audience was, it was simply a matter of connecting with those people, pitching the role and pitching our client company. The client was a well-established IMB with

It’s Summer…Let’s Goooooooo!

Date Published: July 2026 Summer is a unique season in the mortgage industry. Phones seem a little quieter, email response times get a little longer, and recruiting conversations often take a back seat as loan officers, executives, and referral partners spend time with their families. For recruiters, it’s one of

The Most Overlooked Mortgage Opportunity May Be Quietly Hiding

Date Published: June 2026 Most originators market to borrowers.  Very few market to life transitions. Research on aging populations consistently shows that housing decisions become increasingly interconnected with health, family caregiving, financial planning, and wealth transfer as people age.  The opportunity isn’t: “Can I help you get a mortgage?” The

The Funniest World Cup Storyline So Far? America Itself.

Date Published: June 2026 The FIFA World Cup has officially arrived in the United States, and while the matches are delivering plenty of drama, some of the best stories are happening far away from the pitch. Because this tournament is not just about soccer. It is about what happens when

Beyond the Bonus: The New Era of Originator Loyalty

Date Published: May 2026 The mortgage industry is moving faster than ever. With that acceleration comes a fundamental shift in what the best producers value. While a competitive signing bonus was once the primary tool for recruitment, it is no longer enough to secure long-term loyalty. Today’s top originators are

Where are the Hotbeds of New Mortgage Activity These Days?

Date Published: May 2026 Based on 2025 and early 2026 data, the highest volume of new mortgage activity is concentrated in the South and West, driven by strong new construction, job growth, and high migration rates.  Top Cities for New Mortgage & Home Activity (2025–2026) Key Mortgage Trends & Hotspots Fastest