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Date Published: August 2026 Near the spine of the United States’ Continental Divide, there’s a highway that goes by many names—it’s been dubbed “America’s Most Scenic Road Trip” and the “National Park Highway.” Both are understandable monikers—after all, the route passes by no fewer than seven national parks, and an assortment
Date Published: August 2026 Mortgages account for roughly 70% of all household debt balances in the U.S. For decades, conventional wisdom advised homeowners to clear their mortgage entirely before entering retirement. However, over the past three decades, a massive demographic shift has taken place: more older adults are carrying home loans into their
Date Published: June 2026 Most originators market to borrowers. Very few market to life transitions. Research on aging populations consistently shows that housing decisions become increasingly interconnected with health, family caregiving, financial planning, and wealth transfer as people age. The opportunity isn’t: “Can I help you get a mortgage?” The
Date Published: June 2026 After five consecutive years of steep increases, homeowners’ insurance premiums are finally showing signs of slowing growth. According to a recent Rate Insurance analysis of more than 265,000 homeowner policies nationwide, insurance premiums increased by an average of 9.2% in 2025—still significant, but the first deceleration
Date Published: May 2026 Based on 2025 and early 2026 data, the highest volume of new mortgage activity is concentrated in the South and West, driven by strong new construction, job growth, and high migration rates. Top Cities for New Mortgage & Home Activity (2025–2026) Key Mortgage Trends & Hotspots Fastest
Date Published: December 2025 A year ago, economists were fairly accurate in their predictions for 2025: 30-year mortgage rates remained above 6%, as expected, and home-price growth continued to slow. Forecasts for home-sale growth, however, were mixed—many experts were simply too optimistic. Depending on how the final weeks of December
Date Published: November 2025 If you’ve been feeling like everyone around you is a little more nervous about the future these days… you’re not imagining it. Lately, there’s been a noticeable shift in consumer sentiment, and it’s showing up most clearly among younger adults and lower-income households. Confidence in the
Date Published: October 2025 We’ve all seen the headlines — rising insurance premiums, major insurers pulling out of high-risk areas, and extreme weather events becoming more common. But what does all this mean for the mortgage industry? In short: a lot. As climate change continues to reshape our environment, it’s
Date Published: October 2025 Last week at the Loan Vision Innovation event, they had the chance to hear Marina Walsh, VP of Industry Analysis at the Mortgage Bankers Association (MBA), share her outlook on the economy and our industry. Her message? There are clear signs that a slowdown is on
Date Published: October 2025 The Financial Services industry is doing what it does best – pivoting. After a pretty dismal 2024 in terms of growth and recruiting, I can’t help but think of Ross Gellar’s character in the infamous Friends episode when Ross and his buddies are trying to get
