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Relief in 2026?

Date Published: December 2025 A year ago, economists were fairly accurate in their predictions for 2025: 30-year mortgage rates remained above 6%, as expected, and home-price growth continued to slow. Forecasts for home-sale growth, however, were mixed—many experts were simply too optimistic. Depending on how the final weeks of December

Climate Risk and the Mortgage Industry: A Growing Concern

Date Published: October 2025 We’ve all seen the headlines — rising insurance premiums, major insurers pulling out of high-risk areas, and extreme weather events becoming more common. But what does all this mean for the mortgage industry? In short: a lot. As climate change continues to reshape our environment, it’s

Are We Ready for a Cooler Mortgage Market?

Date Published: October 2025 Last week at the Loan Vision Innovation event, they had the chance to hear Marina Walsh, VP of Industry Analysis at the Mortgage Bankers Association (MBA), share her outlook on the economy and our industry. Her message? There are clear signs that a slowdown is on

Before You Say ‘Yes’ to that Offer…

Date Published: October 2025 The Financial Services industry is doing what it does best – pivoting.  After a pretty dismal 2024 in terms of growth and recruiting, I can’t help but think of Ross Gellar’s character in the infamous Friends episode when Ross and his buddies are trying to get

Record Home Price Downturns: The Bottom Line

Date Published: August 2025 The housing market, long considered one of the most stable wealth-building vehicles in the U.S., is now experiencing record-setting home price downturns in several regions. After years of soaring values driven by historically low interest rates, pandemic-era demand surges, and tight inventory, cracks are beginning to

Updated Mortgage Outlook for 2025

We’ve hit the halfway point of the first quarter of 2025, and the year’s outlook is slightly different than at year’s end. At the end of 2024, economists expected the fed to make up to four rate cuts this year and the MBA forecasted $2.1-2.3B in originations. Things were looking

The Hurricane Effect

Houseingwire.com recently published an article detailing how the recent hurricanes have impacted the housing market, specifically the inventory.   We have seen an uptick in overall inventory, in fact in my own Colorado neighborhood, I have seen availability double from last year.  According to HW, four weeks ago was the strongest week