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Date Published: November 2025 If you’ve been feeling like everyone around you is a little more nervous about the future these days… you’re not imagining it. Lately, there’s been a noticeable shift in consumer sentiment, and it’s showing up most clearly among younger adults and
Date Published: August 2025 When you hear the phase Independent Mortgage Banker (IMB), you might think of them emerging in the last few decades. But here’s a surprise: IMBs have been around since the 1870s. That’s more than 150 years of navigating booms, busts and everything
Date Published: August 2025 The housing market, long considered one of the most stable wealth-building vehicles in the U.S., is now experiencing record-setting home price downturns in several regions. After years of soaring values driven by historically low interest rates, pandemic-era demand surges, and tight
The National Mortgage News recently published its annual survey results of the best mortgage companies to work for. The results for 2024 were not as robust as the 2023 list, resulting in only 33 companies qualifying vs 48 firms in 2023. This ranking is the
Although Puerto Rico is technically part of the United States, it feels like a different country. Many people are flocking to this tiny Caribbean island and not just for the white sandy beaches, warm weather and cool blue water. Tax Act 60 is a hot topic.
Credit scores are based on five things: payment history, credit utilization, length of credit history, new credit, and credit mix. Sounds pretty simple, right? But delve into the world of trying to obtain the perfect credit score and you will see just how confusing it
Interest rates, it seems, are commanding a lot of attention right now. The prognosticators, forecasters, talking heads, political pundits and probably even some fortunetellers are all weighing in on where interest rates are headed. Will the mighty Fed raise rates in December, bringing about an
Ah, the Dating Game. From the hilarity of that funkadelic 60s show (yeah, like those relationships ever worked) to the beguiling number of online dating sites, and to current shows like the bachelor (yeah, like those relationships ever work); people are constantly looking for a
Did you know that every phone carrier has a way to bypass those long, annoying voicemail instructions we all have to sit through? I mean don’t we all know how to leave a voicemail by now? “When you finish your recording, simply hang up.” Really?
