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Date Published: August 2026 There is something about the start of a new school year that always feels like a fresh beginning. New teachers, new classrooms, freshly sharpened pencils and, of course, the annual trip to stock up on everything from notebooks and backpacks to shoes and lunch boxes. But
Date Published: August 2026 Near the spine of the United States’ Continental Divide, there’s a highway that goes by many names—it’s been dubbed “America’s Most Scenic Road Trip” and the “National Park Highway.” Both are understandable monikers—after all, the route passes by no fewer than seven national parks, and an assortment
Date Published: August 2026 The most successful loan officers recognize that every question is an opportunity to either build confidence or create hesitation. When we replace “Do you understand?” with “Let’s explore this together,” we communicate something far more valuable than information—we communicate partnership. One of the greatest misconceptions in
Date Published: June 2026 Most originators market to borrowers. Very few market to life transitions. Research on aging populations consistently shows that housing decisions become increasingly interconnected with health, family caregiving, financial planning, and wealth transfer as people age. The opportunity isn’t: “Can I help you get a mortgage?” The
Date Published: May 2026 Based on 2025 and early 2026 data, the highest volume of new mortgage activity is concentrated in the South and West, driven by strong new construction, job growth, and high migration rates. Top Cities for New Mortgage & Home Activity (2025–2026) Key Mortgage Trends & Hotspots Fastest
Date Published: April 2026 Ten-year US Treasury yields tumbled on Tuesday evening as the US announced a two-week pause on hostilities in Iran, sparking hopes of lower mortgage rates and a boost to homebuyer confidence in the weeks ahead. The conflict, which erupted at the end of February, canceled out
Date Published: March 2026 After several challenging years for the mortgage industry, there are early signs that activity is beginning to pick up again. One of the clearest indicators is mortgage applications. Recent data from the Mortgage Bankers Association shows application volume climbing in recent weeks, with both purchase and
Date Published: Feb 2026 For years, down-payment assistance (DPA) lived in a narrow lane. It was often associated with first-time buyers, lower income limits, and programs that many loan officers quietly avoided because they were complex, slow, or unpredictable. That’s changed — fast. As home prices remain elevated and affordability
Date Published: October 2025 We’ve all seen the headlines — rising insurance premiums, major insurers pulling out of high-risk areas, and extreme weather events becoming more common. But what does all this mean for the mortgage industry? In short: a lot. As climate change continues to reshape our environment, it’s
Date Published: October 2025 The Financial Services industry is doing what it does best – pivoting. After a pretty dismal 2024 in terms of growth and recruiting, I can’t help but think of Ross Gellar’s character in the infamous Friends episode when Ross and his buddies are trying to get
