Call Us: 214-733-8989
Date Published: April 2026 Ten-year US Treasury yields tumbled on Tuesday evening as the US announced a two-week pause on hostilities in Iran, sparking hopes of lower mortgage rates and a boost to homebuyer confidence in the weeks ahead. The conflict, which erupted at the end of February, canceled out
Date Published: March 2026 After several challenging years for the mortgage industry, there are early signs that activity is beginning to pick up again. One of the clearest indicators is mortgage applications. Recent data from the Mortgage Bankers Association shows application volume climbing in recent weeks, with both purchase and
Date Published: Feb 2026 For years, down-payment assistance (DPA) lived in a narrow lane. It was often associated with first-time buyers, lower income limits, and programs that many loan officers quietly avoided because they were complex, slow, or unpredictable. That’s changed — fast. As home prices remain elevated and affordability
Date Published: October 2025 We’ve all seen the headlines — rising insurance premiums, major insurers pulling out of high-risk areas, and extreme weather events becoming more common. But what does all this mean for the mortgage industry? In short: a lot. As climate change continues to reshape our environment, it’s
Date Published: October 2025 The Financial Services industry is doing what it does best – pivoting. After a pretty dismal 2024 in terms of growth and recruiting, I can’t help but think of Ross Gellar’s character in the infamous Friends episode when Ross and his buddies are trying to get
In an unexpected twist, baby boomers are now leading the charge in the U.S. housing market. According to the latest report from the National Association of Realtors (NAR), individuals between the ages of 60 and 78 have surpassed millennials to become the largest group of homebuyers in the country. Between
We’ve hit the halfway point of the first quarter of 2025, and the year’s outlook is slightly different than at year’s end. At the end of 2024, economists expected the fed to make up to four rate cuts this year and the MBA forecasted $2.1-2.3B in originations. Things were looking
Houseingwire.com recently published an article detailing how the recent hurricanes have impacted the housing market, specifically the inventory. We have seen an uptick in overall inventory, in fact in my own Colorado neighborhood, I have seen availability double from last year. According to HW, four weeks ago was the strongest week
Halloween is next month so be on the lookout for ghosts and goblins. Just as scary as the traditional Halloween fare is the amount of unsecured debt in this country. According to a recent article in the Scottsman Guide, last year the total number of unsecured personal loans in the
In less than 90 days, we will elect the next President of the United States. Regardless of which camp you’re in, I think we can all agree that this is an important election. How the election will impact the financial services industry is going to be interesting. According to The
